Compare & choose the best car loan for you

You can apply for car loan up to GHS 5280,000 through Credit Ghana

Buying a car is one of the big financial decisions many people make. Fairly often, cars are financed with a loan. Especially if owning a car is important for your business or livelihood, taking a loan to buy that car makes sense. You can apply for a car loan directly at a traditional brick and mortar bank, at the car dealership or through a service like Credit Ghana that will source the best online loans for you. 

Credit Ghana is a service that makes it easy for you to compare online loans. Once you fill in the loan application on our website, we will pass on this loan application to lenders in Ghana. We partner with banks and lenders to provide you good quality loans. Our service is entirely free to use. 

5 good reasons to compete for car loans with our help

Our objective is to help provide borrowers find the best loan deals available to them in Ghana. We put you in contact with the possible lenders, and you can choose the best offer among them.  

If your application is strong, lenders will compete with each other in order to get your business. You can request an offer for a loan up to 50,000 Cedi without collateral to buy the vehicle of your choice. 

Here are 5 reasons to apply for a loan through Credit Ghana: 

1. It’s free and you don’t commit to anything

You may get your first car loan offer as soon as the lenders have seen the application, which will normally within a day or two.  You can then compare the loan offers and decide whether or not to take out a car loan. If for any reason none of the offers are good enough, you will simply forfeit the loan offer and will not incur any costs.

2. Applying for a car loan online is quick – we save you time!

Applying for a loan from a traditional bank is slow. To make the comparison, you would need to apply for a loan individually with each bank. With Credit Ghana, you only need to fill in one application and we do the rest for you.

The loan to your account will be paid out quickly by our partners. In some cases, you can even get the loan within the same day!

3. Get a car loan without any collateral or guarantors

When applying for a car loan you often have to deposit the car or other valuables as collateral for the loan repayment. Applying for a car loan through Credit Ghana requires no collateral or guarantors. This also makes it easier to sell your car when it hasn’t been used as collateral.

In addition, a car loan without collateral is easier to get when buying a car from an individual.

4. Applying for a car loan will save you a lot of money

Finding the cheapest car loan is always easier when you can explore multiple options at a time. Among these, you can choose a car loan that has the lowest annual interest rate or the payment terms that favours you best.

In the case of a larger car loan, the difference in interest costs can easily be tens of thousands of Naira. So comparing car loans is worthwhile. Through Credit Ghana, you get all the applications to your email and you can compare offers.

5. Borrow to pay back at a time that suits you

You can get the required time needed to pay off your car loan. The faster you pay off your loan, the more you save on costs. You can compare the cost of different loan periods using the loan calculator.

Fill out a loan application now and apply for an affordable car loan today. Applying for a loan through us is free, safe and risk-free.