On issues from loan applications, eligibility of loans and loan terminology. Making sure you know what to ask for when you apply for an uncovered loan.
Here are some of the most popular questions we get to our customer service:
Simply go to our loan application page , fill in the details and click “Submit” once you are ready. We will send the application to suitable parties and you will receive offers to your inbox if you are eligible.
If you are able to present the documents required by the bank, your loan can be on your account in less than 24 hours from the application.
Currently, you can access up to GHS 50,000 through our partners.
Based on the information you provide, the banks will make an offer with a specific interest rate for you. The interest rate you are offered will depend on the information you provide as well as on the current desire of the bank to take give new loans.
This depends on the loan tenure you have chosen. Normally, our partner banks lend for a maximum of 18 months.
Credit Ghana does not require you to present any documents in order to get the offers. However, the lending bank will normally state which documents are needed to receive the money. They typically include:
This will depend on which bank you choose to accept an offer from. Please be in contact with the lender directly to arrange repayment.
Interest
Interest is the cost of the loan; the money you will pay back in addition to the principal.
Loan Tenure
This is the time after which the whole loan, including interest, must be paid back.
Credit Bureau
Most lenders will check your details with a Credit Bureau, for example with Dun & Bradstreet, in order to see if you have defaulted on loans earlier.